Policy Period
(Sep to Sep)

Coverage Changes*

View Policy

2021 - 2022

2020 - 2021

2019 - 2020

2018 - 2019

2017 - 2018

2016 - 2017

2015 - 2016

2014 - 2015

2013 - 2014

2012 - 2013

2011 - 2012

2010 - 2011

2009 - 2010

2008 - 2009

* Note: Not all policy wording changes listed above


Each insurance coverage under the RECO Insurance Program has its own specific Claim Reporting Form.

Please make sure that you review the questions carefully and that you submit all of the documentation requested to ensure that your claim can be reviewed promptly.

Note : If you have been served with any court documentation you should pick up the phone and call the Program Adjuster immediately even if you have not completed the Claim Reporting Form.

Download Claim Forms

Errors & Omissions
Claim Form

Send completed form to:

Consumer Deposit
Claim Form

Send completed form to:

This site contains documents stored in PDF format.  To read them, you may need to install Adobe Acrobat reader.

Please note that the Claim Reporting Forms are “interactive” pdf documents. You can complete a downloaded form and then print off to be sent to the adjuster (Errors and Omissions or Commission Protection) or to RECO (Consumer Deposit) along with the required documentation.


The Insurer has introduced a number of loss control initiatives since September 1, 2007 including

Loss Control Bulletins



Click on the link above to download the annual insurance statistics report for 2020. These statistics were previously found in RECO’s annual report and provide registrants with valuable insights about the causes of losses in the program. Should you have any questions, please contact the program manager’s office at